Title Company Valuation
Title Company & Escrow Services Valuation Calculator & Exit Planning Built for Title Agency Owners
We built one platform that tracks your title company's value monthly, identifies exit gaps early, and ensures your personal finances align with your exit timeline.
1,000+ Businesses have joined YourExitValue.com
Most Title Company Owners Have No Idea What Their Business is Actually Worth
Current Title Company / Escrow Valuation Multiples (2026)
Title company valuations depend on order volume, underwriter relationships, and market position. Here's the market:
Every business is different. That's why you need to track your value.
Included in Your Exit Value is a complete Exit Planning Assessment where you track your progress quarterly against your results from the previous quarter.
Know your number and watch it grow
Most business owners guess at their value. You'll know it with precision.
Our platform uses six proven valuation methodologies to give you a complete picture of what your business is worth today—and tracks how that number changes month over month. No more waiting for annual appraisals or paying $15K+ for outdated reports.
See your trends. Spot opportunities. Make informed decisions
What Actually Drives Title Company Value
Your closing expertise matters, but sophisticated buyers evaluate these factors that determine premium pricing:
Order Volume
Strong Monthly Order Count
How many orders do you handle monthly? Volume demonstrates market presence and operational capacity. Track orders by type (purchase vs refi) over time. Growing market share matters even as total market fluctuates with real estate cycles.
Low volume = limited scale
Referral Relationships
Diversified: Realtors, Lenders, Attorneys
Where do orders come from? Strong relationships with real estate agents, mortgage lenders, real estate attorneys, and builders provide sustainable order flow. Diversification reduces concentration risk. Track your referral sources and invest in relationships.
Concentrated = referral risk
Underwriter Relationships
Multiple Underwriter Appointments
Your underwriter appointments determine which policies you can issue and your commission structure. Multiple underwriter relationships provide flexibility and negotiating leverage. Strong agency appointments with major underwriters are valuable assets.
Single underwriter = limited options
Revenue Mix
Balanced: Purchase, Refi, Commercial
Purchase transactions tend to be more stable than refinance volume, which swings with interest rates. Commercial title often has larger premiums. Understanding your revenue mix helps assess sensitivity to market cycles.
Refi-heavy = rate sensitive
Staff & Operations
Licensed Closers, Trained Team
Licensed title officers and trained closing staff are your operational capacity. Staff retention matters—title expertise takes time to develop. A capable team that operates without owner involvement in every closing is valuable.
Owner-dependent = key person risk
Technology Platform
Modern Production System
Title production software affects efficiency and customer experience. Modern systems with electronic closing capability, secure document handling, and integration features demonstrate operational sophistication. Dated technology may require investment.
Paper-based = efficiency gap
How to Value a Title Company
The U.S. title insurance and escrow industry includes thousands of independent agents and companies facilitating real estate closings. Title companies search property records, issue title insurance policies, and manage escrow funds for residential and commercial transactions.
Seller's Discretionary Earnings (SDE) is the standard valuation method. Title companies typically sell for 1.5x to 3.0x SDE. Companies with diversified referral sources, commercial closing capabilities, and consistent order counts command the higher end.
Revenue multiples generally range from 0.40x to 0.80x annual revenue. Companies with commercial title work and builder accounts achieve the upper end due to larger average premiums per transaction.
The unique valuation factor for title companies is the referral source diversification and underwriter relationships. Title companies depend on referrals from real estate agents, lenders, and attorneys — companies with diversified referral networks across many sources are less vulnerable to losing any single relationship. Underwriter agency agreements (with First American, Fidelity, Old Republic, Stewart) determine the company's operating authority and commission splits. Companies with multiple underwriter relationships and favorable commission structures have more competitive pricing flexibility.
Title company revenue is directly tied to real estate transaction volume, making it cyclical. Companies that maintain profitability through down markets and have built commercial transaction capabilities reduce cyclical risk. Use our free calculator above to get your instant estimate, then track your value monthly with YourExitValue.
Frequently Asked Questions
What multiple do title companies sell for?
Title companies typically sell for 2.5x – 4.5x SDE or 4x – 7x EBITDA. Companies with strong order volume, diversified referrals, and good underwriter relationships command premium multiples.
How do referral relationships affect title value?
Significantly. Diversified relationships with realtors, lenders, and attorneys provide sustainable order flow. Concentration with few referral sources creates risk.
Who buys title companies?
National title underwriters, regional title agencies building scale, real estate services companies, and individual buyers seeking real estate transaction businesses.
Does revenue mix affect title value?
Yes. Purchase transactions are more stable than refinance, which swings with rates. Commercial title often has larger premiums. Mix affects cycle sensitivity.
How important are underwriter relationships?
Important. Underwriter appointments determine which policies you can issue. Multiple underwriter relationships provide flexibility. Strong appointments are valuable assets.
What's the fastest way to increase my title company value?
Three high-impact moves: 1) Diversify referral relationships across realtors, lenders, and attorneys, 2) Grow market share in your geography, 3) Build staff capability so closings don't depend on you.