Restoration Business Valuation
Fire & Water Restoration Business Valuation Calculator & Exit Planning Built for Restoration Company Owners
We built one platform that tracks your restoration company's value monthly, identifies exit gaps early, and ensures your personal finances align with your exit timeline.
1,000+ Businesses have joined YourExitValue.com
Most Restoration Company Owners Have No Idea What Their Business is Actually Worth
Current Fire & Water Restoration Valuation Multiples (2026)
Restoration valuations are strong due to essential service nature and consolidation. Here's the market:
Every business is different. That's why you need to track your value.
Included in Your Exit Value is a complete Exit Planning Assessment where you track your progress quarterly against your results from the previous quarter.
Know your number and watch it grow
Most business owners guess at their value. You'll know it with precision.
Our platform uses six proven valuation methodologies to give you a complete picture of what your business is worth today—and tracks how that number changes month over month. No more waiting for annual appraisals or paying $15K+ for outdated reports.
See your trends. Spot opportunities. Make informed decisions
What Actually Drives Restoration Value
Your disaster response matters, but sophisticated buyers evaluate these factors that determine premium pricing:
Insurance Relationships
Direct Repair Programs, TPA Relationships
Insurance companies and TPAs (third-party administrators) drive restoration work. Being on direct repair programs provides consistent job flow. Strong TPA relationships—with Sedgwick, Crawford, etc.—create referral streams that independent operators can't access. Document your insurance and TPA partnerships.
No programs = dependent on marketing
Service Capabilities
Water, Fire, Mold, Contents
Full-service restoration companies handle water extraction, fire damage, smoke/odor, mold remediation, and contents cleaning/restoration. Comprehensive capability captures larger losses. Limited services mean subcontracting or referring revenue away.
Single service = limited capture
24/7 Response
Immediate Emergency Response
Disasters don't wait for business hours. 24/7 emergency response capability with rapid deployment is essential for insurance program participation and customer expectations. Response time is tracked and affects program status.
Limited hours = program exclusion
Equipment & Capacity
Commercial-Scale Equipment Fleet
Restoration requires specialized equipment—extractors, air movers, dehumidifiers, thermal imaging. Commercial-scale fleet enables handling large losses. Equipment quantity and condition affect capacity and valuation. Track your equipment inventory and utilization.
Light equipment = capacity limits
Certifications
IICRC Certified Firm & Technicians
IICRC certifications (WRT, FSRT, AMRT) are industry standard. Certified firm status and technician credentials are often required for insurance program participation. Maintaining certifications demonstrates professionalism and enables program access.
No certifications = program excluded
Geographic Coverage
Regional Response Capability
Restoration companies with regional coverage can respond to larger events and serve insurance programs that need geographic reach. Understanding your service territory and expansion potential helps assess market position.
Limited territory = constrained growth
How to Value a Fire and Water Restoration Business
The U.S. restoration industry generates approximately $12 billion in annual revenue across thousands of companies. Restoration businesses respond to fire, water, storm, and mold damage events for both residential and commercial properties.
Seller's Discretionary Earnings (SDE) is used for smaller companies, while EBITDA applies to larger operations. Restoration businesses typically sell for 2.0x to 4.0x SDE, or 4.0x to 7.0x EBITDA. Companies with strong insurance TPA (Third Party Administrator) relationships and 24/7 emergency response capabilities command the highest multiples.
Revenue multiples for restoration companies generally range from 0.25x to 0.55x annual revenue. Companies with established TPA programs and commercial restoration capabilities achieve the upper end.
The unique valuation factor for restoration is the insurance program work and emergency response infrastructure. Companies enrolled in insurance TPA programs (like Contractor Connection, PSA Claims, or direct carrier programs) receive dispatched claims without marketing expense — this is the most valuable revenue channel in restoration. 24/7 emergency response capability with trained crews and rapid-deploy equipment (dehumidifiers, air movers, thermal imaging) is essential for insurance work. Large-loss commercial capability — handling major fires, floods, and storm damage for commercial properties — generates the highest-revenue projects.
The restoration industry has seen significant consolidation through platforms like BELFOR, First Onsite, and ATI Restoration. Companies with strong insurance relationships and commercial capabilities attract premium valuations. Use our free calculator above to get your instant estimate, then track your value monthly with YourExitValue.
Frequently Asked Questions
What multiple do restoration companies sell for?
Restoration companies typically sell for 3.0x – 5.5x SDE or 5x – 10x EBITDA. Companies with insurance program relationships, full service capability, and strong response infrastructure command premium multiples.
How do insurance relationships affect restoration value?
Significantly. Direct repair programs and TPA relationships provide consistent job flow. Companies with strong program participation command better valuations than marketing-dependent operators.
Who buys restoration companies?
National restoration companies (SERVPRO, ServPro, Belfor), PE-backed restoration platforms, regional restorers building scale, and insurance companies building captive capacity.
Does service capability affect value?
Yes. Full-service companies (water, fire, mold, contents) capture larger losses. Limited services mean subcontracting or referring revenue elsewhere.
How important are IICRC certifications?
Essential. Certifications are often required for insurance program participation. Certified firm status and technician credentials demonstrate professionalism.
What's the fastest way to increase my restoration value?
Three high-impact moves: 1) Get on insurance direct repair and TPA programs, 2) Expand service capabilities to capture full losses, 3) Ensure all technicians maintain IICRC certifications.